Apple Appraisal Blog

To see the latest statistics on housing prices in selected market areas of California, please go to

Apple Appraisal, Inc. as a service to those in the real estate community, that find such data useful.

Apple Appraisal, Inc. is a full service real estate valuation company serving most California Markets.

You can place an order at www.appleappraisalinc.com

If you find the AppleStats website interesting or useful, you can thank us by ordering an appraisal or review or recommending us to a colleague.

It's that time of the month again.....THE END!

That's when you need your review company to come through with fast service and the value you can count on!

One of our more popular requests is the Three Hour Desk Review...

Your review is guaranteed back to you within three hours. What could be easier?

A/E's...if you would like to have your inside staff get desk reviews for your broker's done faster, forward this to your Underwriter, Account Manager or Ops. Manager and have them contact us!

Our 24 HOUR FIELD REVIEW is popular too! Be sure to ask for it by name on your order!

Don't let those big AMC's drive you... ....Apple Appraisal can beat them on service and quality every time!

You can place your orders online at www.appleappraisalinc.com or fax them to (925) 313-5919.

Or simply call Staci Eisenbarth at (925) 313-5900.

Apple Appraisal, Inc.

Residential and Commercial
Appraisals and Reviews

Serving Northern and Southern CA, Las Vegas and Denver

www.appleappraisalinc.com

www.applestats.com

Here are some tips to make ordering more efficient..

When placing your orders online, attach the original appraisal as a PDF file. The "Direct-Fax" service is a little buggy, IMHO. Attaching PDF's of the original appraisal works much better.

When ordering a review, always indicate, as appropriate, at the bottom of the order, in the comment section, that you need a:

• Enhanced Desk
• 3 Hour Desk
• Enhanced 3 Hour Desk
• Enhanced Field

OK, now, I know this one is nit-picky, but I was trained, many years ago, in a galaxy far, far away, by an English Major, so this is near and dear to me....

Please use proper capitalizaion when placing an order.

I can hear the moaning and groaning from here...."Who does he think he is? An English Teacher?"

Really, the issue is that we have to re-type the data in the order if It's not propertly capatilized, so It will save us a little re-typing.

If you aren't using our new online ordering system....It's EASY!!!! And it makes us more eficient and we get our reviews done faster...;) Email Tony at ablackburn@goapple.com and he will walk you through your first order.

I'll be sending out customer service forms in a few days for you to give us feedback on.

Til then......:)

This just came down from our licensing gods…As you probably know, “USPAP” that they refer to in the paragraph below is the rules and regs that we as appraisers must abide by, by law, State and Federal. This pretty much means that an appraiser (or reviewer for that matter) that incorrectly reports market conditions can have their license sanctioned or yanked by the State.

Checking “Stable” vs. “Declining”

Question: When performing residential appraisal assignments I use
“standard” preprinted appraisal software forms. The forms ask me to
identify whether neighborhood property values are “increasing,” “stable,” or “declining.” I have been told that lenders won’t accept appraisal reports where “declining” is checked (even when this is an accurate analysis), so I usually check “stable” to accommodate the underwriting process. Is this a violation of USPAP?

Response: Yes. If the appraiser is aware that a market is declining and
intentionally reports it otherwise, he or she is in violation of the
ETHICS RULE. If an appraisal report indicates that property values are
“stable” when they are actually declining and the appraiser’s data
supports the conclusion of declining values, the report is misleading and in violation of Standards Rule 2-1(a). In addition, if the appraiser does not properly recognize that a market is declining, he or she may also be in violation of other requirements in STANDARD 1, as well as the
COMPETENCY RULE.